Debt Consolidation
Start the New Year Looking Up
Are you paying — and paying and paying — on expensive credit cards, gas cards, store cards, and personal loans only to watch those high interest charges continue to pile up each month? Our Short-Term Personal Loans can dramatically lower your monthly payments and reduce your overall interest charges.
Consolidate today.
Simply transfer those high-cost balances from other lenders to CEFCU.
Upon credit approval, CEFCU will pay off your current high-interest bills.
Ready to save?
Consolidate your debt and save by transferring high-cost balances from other lenders to CEFCU.
- Rates as low as 7.95% APR*^
- Terms up to 60 months
- No teaser rates
- No loan origination fee
- No pre-payment penalty
- Fixed rate for the life of the loan
Our low rates can help you get out of debt!
Rates & Terms for Short Term Personal Loans |
||
|---|---|---|
| Type of Loan | APR* | Maximum Approximate Term |
| Short Term Personal Loan | 7.95%^ | 24 months |
| 8.25%^ | 36 months | |
| 8.95%^ | 60 months | |
We can help you!
Get started and apply online. Upon credit approval, CEFCU will pay off your current high-interest bills.
Remember, you can rely on our loan experts every step of the way, just call (800) 592-3328, option 1.
Due to high demand, we’ve extended this offer through February 28, 2025. Don’t get snowed under by debt. We can help you start the new year with your head held high!
*APR=Annual Percentage Rate. ^This rate includes a 1.00% rate discount for payment by Automatic Transfer.
Offer does not apply to current CEFCU loans. Minimum debt consolidation of $2,500. Maximum loan amount of $50,000, including any existing unsecured CEFCU loan(s). Rates and terms may change without notice. All loans subject to credit approval.
