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External Transfers

Move Money Between Accounts

Your money is at your fingertips.

External Accounts Funds Transfer allows you to transfer money online to or from your accounts at other financial institutions. Money can be in your account as soon as the same business day.

Set up an external account
How long it takes for an external transfer to get deposited

Some restrictions may apply to both incoming and outgoing transfers.

If you have questions about External Transfers, please contact Electronic Services at (800) 592-3328, option 3. Representatives are available Monday through Friday from 8:00 a.m. to 4:45 p.m. (Pacific Time).

Set Up External Accounts for Transfers

How to set up an external account
	Add a New Account Log in to your account on eBranch and click the “Accounts” tab. Select the “External Accounts” option, then choose “New Account” to begin the process to add an external account at another financial institution.
	Not yet enrolled for eBranch? On our homepage, you’ll find the eBranch login section in the top-right corner. Then, select the “First-Time User” option to begin the enrollment process.
	Verify Account Trial deposits will be made to your external account within 1-2 busineess days. Log in to eBranch and enter the amounts of those two small trial deposits to complete the setup.
	You’re set! Start making transfers to and from your external account. You can initiate transfers through eBranch and our mobile app.
	How long will it take for your external transfer to get deposited? It’s fast! See the External Transfer Inbound and Outbound deposit guide below.

How long will it take for your external transfer to get deposited?

Inbound Transfers
Outbound Transfers

Inbound
Make an inbound transfer from an external account at another financial institution		Funds posted to your CEFCU Account
	On a business day, Before 10 a.m.	Deposited the same business day by 4 p.m.
	On a business day, After 10 a.m.	Deposited the next business day by 11 a.m.
	On a business day, After 3 p.m.	Deposited the next business day by 4 p.m.

Outbound
Make an outbound transfer to an external transfer at another financial institution		Funds received by other financial institution
	On a business day, Before 10 a.m.	Arrives the same business day by 5 p.m.
	On a business day, After 10 a.m.	Arrives the next business day by 10 a.m.
	On a business day, After 3 p.m.	Arrives the next business day by 5 p.m.

Transfers are processed on business days, excluding federal holidays. Processing times cannot be guaranteed. Please refer to the External Accounts Transfer Agreement for full details.
Federally insured by NCUA.