Debt Consolidation
Get Your Ducks in a Row
Are you paying — and paying and paying — on expensive credit cards, gas cards, store cards, and personal loans only to watch those high interest charges continue to pile up each month? Our Short-Term Personal Loans can dramatically lower your monthly payments and reduce your overall interest charges.
Consolidate today.
Simply transfer those high-cost balances from other lenders to CEFCU.
Upon credit approval, CEFCU will pay off your current high-interest bills.
Ready to save?
Consolidate your debt and save by transferring high-cost balances from other lenders to CEFCU.
- Rates as low as 7.95% APR*^
- Terms up to 60 months
- No teaser rates
- No loan origination fee
- No pre-payment penalty
- Fixed rate for the life of the loan
Our low loan rates deliver real savings.
Rates & Terms for Short Term Personal Loans |
||
|---|---|---|
| Type of Loan | APR* | Maximum Approximate Term |
| Short Term Personal Loan | 7.95%^ | 24 months |
| 8.25%^ | 36 months | |
| 8.95%^ | 60 months | |
Spring into action!
Get started and apply online. Upon credit approval, CEFCU will pay off your current high-interest bills. Remember, you can rely on our loan experts every step of the way, just call (800) 592-3328, option 1.
*APR=Annual Percentage Rate. ^This rate includes a 1.00% rate discount for payment by Automatic Transfer.
Offer does not apply to current CEFCU loans. Minimum debt consolidation of $2,500. Maximum loan amount of $50,000, including any existing unsecured CEFCU loan(s). Rates and terms may change without notice. All loans subject to credit approval.
