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Required Documents for Consumer Loan Requests

When you apply for a loan with CEFCU, we're with you every step of the way. Whether you apply online or in person, our knowledgeable loan specialists work hard to streamline the process.

We may require additional items to complete your loan request. Providing these documents in a timely manner will help avoid delays in the loan process.

CEFCU Platinum Mastercard®

  • Loan Request
  • Current pay stub(s) dated within 30 days or Federal Tax Return for last two years if self-employed
  • If requesting a balance transfer, a completed Balance Transfer form

Personal Loan/Line of Credit

  • Loan Request
  • Current pay stub(s) dated within 30 days or Federal Tax Return for last two years if self-employed
  • If paying off outside debt, include copies of most recent statements
  • Purpose of loan

Auto Loans (all types)

  • Loan Request
  • Current pay stub(s) dated within 30 days or Federal Tax Return for last two years if self-employed
  • Copy of valid Driver's License
  • Copy of current Auto Insurance card

Dealer Purchase

  • All items listed under "Auto Loans (all types)"
  • New Auto – Manufacturer's Suggested Retail Price (window sticker)
  • Used Auto – Retail value (Loan Officer can obtain this information)
  • Copy of signed Contract/Purchase Order

Refinance or Private Party Purchase

  • All items listed under "Auto Loans (all types)"
  • Retail value (Loan Officer can obtain this information)
  • Copy of current registration
  • Copy of current Auto Loan Statement (or vehicle title if free and clear)
  • Vehicle Inspection required (Loan Officer will do the inspection)

Special notes for Private Party Purchases

  • Seller will be required to come to one of our office locations to complete DMV documents
  • Sales Tax and Transfer Fee will be collected
  • Smog Check may be required

View our Vehicle Loan FAQs for more information about applying for a vehicle loan.

Get Started

Apply online today

For real estate loans, visit our Real Estate Loan Center.

Get a quick start on your loan request: Log in to eBranch and select ‘Apply for a Loan’ to get started.

Prefer not to apply online? Complete and sign a Loan Request and mail, fax or bring to the office location most convenient to you. We may require additional documents to complete your loan request.

 
All loans subject to credit approval. Rates and terms subject to change without notice.