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- Introduce Your Beneficiaries to CEFCU
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Financial Wellness
Money Management
There are various financial topics you'll need to reconsider at every life stage. Whether you are a college graduate, settled in your career, or planning for retirement, it is important to review the state of your finances periodically.
- Smart Ways to Deposit Money
Take a moment to evaluate the accounts and financial institution you’ve designated to receive your electronic deposits. Ensure your funds work harder for you. Read more. - Why You Should…Or Shouldn’t “Buy Now, Pay Later”
While “buy now, pay later” can provide instant gratification, it’s essential to evaluate how this point-of-sale financing trend could impact your financial health before using it for your next online purchase. Read more. - Is Your Account at Risk? Simple Steps to Avoid Escheatment
Understanding why and when escheatment occurs can help keep your money secure. Read more. - What to Do If Your Property Is Escheated
If your unclaimed property — bank accounts, stocks, uncashed checks, insurance benefits, wages, contents of safe deposit boxes, and even real property — has been transferred to the state, you may still reclaim those escheated funds. Read more. - 3 Keys to Start Car Shopping
Before you buckle up and take a test drive, here are three essential tips to kickstart your car shopping journey. Read more. - Why Credit Card APRs Matter
When dealing with credit cards, the APR (Annual Percentage Rate) is one of the most important factors to consider — especially if you carry a balance each month. Read more. - Financial Preparedness in Emergencies
Given only moments to evacuate your home, would you have access to cash, account details, and proper identification required to conduct financial transactions? With a financial “Go Bag” the answer is YES! Read more. - The Time is Now to Introduce Your Beneficiaries to CEFCU
Naming a beneficiary on your accounts — savings, insurance policy, retirement plan — is a small but important step that ensures assets are distributed in a timely manner. Read more. - Introduce Your Beneficiaries to CEFCU
Prepare your beneficiaries to inherit your wealth as well as your trusted and valued relationships. As your trusted financial institution, it is important for your beneficiaries to understand why you’ve chosen Caltech Employees Federal Credit Union. Read more. - Talking Finances with Your Teens
Since personal finance is not a traditional part of the school curriculum, healthy money habits should begin at home. Parents and grandparents can help educate their teens with introductory conversations to build healthy money habits. Read more. - How to Have a Meaningful Conversation about Joint Finances
Starting a financial conversation with your spouse may not sound exciting, but it is important for both your individual and joint financial stability. Success in a couple and family’s shared financial goals requires communication and planning. Read more. - Transferring Wealth
Most parents avoid discussing inheritance plans with their beneficiaries. Some don't want their children to feel entitled or count on an inheritance. These are valid concerns that can serve as opportunities to discuss finances and estate planning. Your guidance now will help your heirs prepare to receive and manage those assets. Read more. - What’s Involved When You’re a Trustee or Executor to an Estate?
It can be rewarding to fulfill the wishes of a loved one. But, it's important to fully understand what is expected of you before agreeing to become an executor or trustee. Read more. - How Your Accounts are Federally Insured
Your shares at CEFCU are insured by the National Credit Union Share Insurance Fund (NCUSIF), which is backed by the full faith and credit of the U.S. Government. Read more. - Prepare Your Financial “Go-Bag”
An emergency or natural disaster happens without warning. With advance preparation, you can prevent it from turning into a true disaster. Key among those preparations (yet probably the most frequently overlooked) is organizing your financial first-aid kit — your financial “go-bag.” Read more.
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