Personal Loans
Borrow better where you belong
When it comes to your personal borrowing needs, our no-nonsense loans are designed to save you money every time.
- Fast approvals
- Easy-to-understand terms
- Convenient payment options
Credit Card
Along with many cardholder benefits, a CEFCU Platinum Mastercard® offers contactless technology, no annual fees, and never any gimmicks.
Personal Line of Credit
This personal loan has a low interest rate making it an ideal tool to refinance high-cost credit or pay off lingering bills.
Short Term Personal Loans
A personal that pairs a low fixed rate and with a quick payback.
Share Secured Loan
Keep earning dividends while repaying this personal loan with a very low variable rate.
Apply today!
Apply for a loan
Quickest start to your loan request: Log in to eBranch and select ‘Apply for a Loan’ to get started.
Prefer not to apply online? Complete and sign a Loan Request and mail, fax or bring to the office location most convenient to you. We may require additional documents to complete your loan request.
Rates & Terms for Personal Loans
Apply for a loan
We’re here to help
Our loan specialists work hard to make the loan process streamline and time-effective. We may require other documents to complete your loan request. If you have additional questions or need help getting started with a loan request, please contact a Loan Officer at (800) 592-3328 ext. 402.
*APR=Annual Percentage Rate.
**Your Share Secured Loan APR is determined by adding one percentage point (1%) to the highest tiered Share Account dividend rate declared and paid on the last day of each month. The APR is subject to change on the fifteenth (15th) day of each month based on the most recently declared monthly dividend.
^Includes 1% rate discount for payment by Automatic Transfer. Cannot be used to pay off existing CEFCU loans.
Rates and terms may change without notice. All loans subject to credit approval.
