Student Platinum Mastercard®
The smartest solution for credit cards
As you begin the foundation of your credit history, rely on a credit card that has no gimmicks and no hidden charges.
- No annual fee
- No foreign transaction fee
- No harsh penalties
- A low variable rate
- Low minimum monthly payments
Our Student credit card comes with all the same benefits of our Platinum Mastercard.
Simple Qualifications
- Full-time college student with a minimum of 12 units^
- 21 years of age and older
Members under the age of 21 must have a qualified co-borrower or provide proof of income sufficient to support the obligation. - Satisfactory credit report reflecting no negative history
With verification of registration and no derogatory or excessive credit, we’ll grant the following Student credit card limits:
- Undergrad Students (ages 18-20) – $1,000
- Juniors (ages 21 & older) – $1,400
- Seniors (ages 21 & older) – $1,600
- Graduate Students - $2,500
- Postdoctoral^ – $3,500
Get started today
Apply today!
Get a quick start on your loan request: Log in to eBranch and select ‘Apply for a Loan’ to get started.
Prefer not to apply online? Complete and sign a Loan Request and mail, fax or bring to the office location most convenient to you.
We’re here for your saving and borrowing needs.
^Must show proof of full time student status and no negative credit history. Postdoctoral must show Caltech paystub or welcome letter as proof of Postdoctoral status.
*APR=Annual Percentage Rate. View our Mastercard Disclosure for complete details. All credit subject to approval.
