- Applications and Forms
- ATM Locator
- Calendars
- Disclosures
- Financial Calculators
- Financial Wellness
- Home Ownership
- 7 Tips for Buying & Using Homeowner's Insurance
- The Two Sides of Co-Borrowing
- Understanding How the Equity in Your Home Can Work for You
- 5 Financial Goals You Can Achieve with a HELOC
- What is Your Home Really Worth?
- Is Downsizing Right for You?
- When It's Time to Tap Your Home Equity
- What is the Smartest Home Loan for You?
- Helpful Hints on Hiring a Contractor
- Money Management
- Smart Ways to Deposit Money
- Why You Should Or Shouldn't Buy Now, Pay Later
- Is Your Account at Risk? Simple Steps to Avoid Escheatment
- What to Do If Your Property Is Escheated
- Transferring Wealth
- 3 Keys to Start Car Shopping
- Why Credit Card APRs Matter
- Financial Preparedness in Emergencies
- The Time is Now to Introduce Your Beneficiaries to CEFCU
- Introduce Your Beneficiaries to CEFCU
- Talking Finances with Your Teens
- What's Involved When You're a Trustee or Executor to an Estate?
- How Your Accounts are Federally Insured
- How to Have A Meaningful Conversation about Joint Finances
- Prepare Your Financial Go-Bag
- Scam Awareness & Cyber Security
- Protect Yourself from Criminals Exploiting Artificial Intelligence to Deceive Victims
- Protect Yourself and Your Accounts from Credential Stuffing
- Multi-Factor Authentication & 5 Ways to Stay Cyber Safe
- Warning Signs of Scams & Identity Theft Schemes
- Tips on Avoiding Physical & Digital Theft
- Prevention is Key to Cybersecurity
- Trending Scams: Stay Alert and Aware
- Beware of COVID-19 Vaccine Scams
- Beware of Gift Card Payments, Pop-Ups and Links
- Protect Yourself and Your Finances
- IRS Warns on Coronavirus-Related Scams
- Phone Scams
- 10 Things You Can Do to Avoid Fraud
- Alarming Increase of Scam Calls
- IRS Tax Scams Continue Year-Round
- Safeguard Your Identity
- Home Ownership
- Focus Newsletter
- Holidays
- Privacy Notice
- Schedule of Fees
- Security Information
- Tax Statements
- Update Your Contact Information
- Wiring Instructions
Financial Wellness
Protect Yourself and Your Accounts from Credential Stuffing
Unique usernames and passwords are crucial to online safety.
Our security teams constantly monitor cyber fraud trends and have seen an uptick in the use of credential stuffing. To better protect your personal and financial information, ensure you are using unique usernames and passwords for all of your online accounts.
What is Credential Stuffing?
When accessing an account online, you may have received a message that your account is locked due to too many login attempts. If you did not previously attempt a login, you may be a target of an unsuccessful credential stuffing attack.
In credential stuffing attacks, cybercriminals use stolen or compromised credentials to systematically attempt to access a user’s accounts. These attacks are executed through automation, enabling hackers to significantly scale their efforts and ultimately achieve higher success rates in gaining unauthorized access to a victim’s accounts across multiple platforms. These stolen or compromised credentials are usually obtained from security breaches and individuals might not be aware of the breach or those who are aware may not immediately change their passwords.
Moreover, the prevalent habit of reusing the same username or password for multiple accounts leaves many online users vulnerable to harmful and wide-reaching attacks that result in identity theft and significant financial losses.
Increased Security for Account Access
CEFCU has implemented mandatory multi-factor authentication (MFA) for account logins from unrecognized devices and other high-risk transactions. When verification is required, a one-time security code is sent via text message or voice call to the phone number associated with your accounts.
While multi-factor authentication deters fraud, it is not impermeable to potential threats. Attackers may attempt to steal your security token, intercept SMS messages, or employ tactics to deceive you into divulging authentication credentials.
CEFCU will never ask for your verification code.
Do not share MFA codes with anyone.
Protect Yourself and All Your Accounts
Avoid using the same or similar usernames and passwords for your online accounts to prevent falling victim to credential stuffing and other account hacking.
- Set unique usernames and passwords.
- Ensure your username and password are unique to CEFCU.
- Avoid using your name and initial or name and year of birth as usernames.
- Use hard-to-guess and unpredictable passwords.
Unique usernames and passwords are crucial to online safety. Learn more about how to guard against scams, fraud, and identity theft by reading more of our Scam Awareness & Cyber Security articles.
