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Financial Wellness
Smart Ways to Deposit Money
Which financial institution is receiving your deposits?
Take a moment to evaluate the accounts you’ve designated for electronic transfers. While setting up, receiving, and accessing funds may feel consistent across institutions, return on your deposits can significantly impact your financial growth.At CEFCU, your deposits accrue high dividends immediately upon receipt, ensuring your funds work harder for you.
Fast & Safe Options
Direct Deposit
Elect to have your recurring payments — such as payroll, Social Security, or other federal benefits — electronically deposited into your account. You’ll need to provide your payroll department with CEFCU’s routing number (322280692) and your CEFCU savings account number. To obtain your account number, log into eBranch or our mobile app. Under the Accounts tab, choose “Direct Deposit Information.”
Payroll Deduction
If you’re employed by Caltech or JPL, you can also use Payroll Deduction to pay yourself first. Plus, you can choose to “split” your automatic deduction into your CEFCU savings account or loan account, or both! To set up a deduction or increase the amount, contact us.
Scheduled External Transfers
You can use External Transfers to move money from your accounts at other financial institutions into your CEFCU savings account. To add a new external account or set up a scheduled transfer, log into eBranch. In the Accounts tab, select “External Accounts” or “Scheduled Transfers” to begin the process.
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